Home Insurance Cover Pets
Petplan is a trading name of pet plan limited who administer the cover and allianz insurance plc who provide and underwrite the cover.
Home insurance cover pets. Liability coverage may help cover damage your pet does to another person s property. Some states like ohio impose minimum liability coverage requirements. Certain parts of your policy will cover dog related claims but it depends on the cause of damage the breed and other factors.
Often offered as an extra cost option pet cover under a home insurance policy can provide similar protection to a pet insurance policy. Before taking out a home insurance policy it s therefore vital to read the small print to see whether accidental damage caused by your pets will be covered and which exclusions apply. Get a home quote.
Many homeowners insurance policies cover dog bites and other incidents. This option provides cover for your veterinary bills when your dog or cat suffers an accidental injury. Your policy s liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property.
Homeowners are responsible for anything above this amount. Home insurance covers you for an array of events that cause damage to your home damage by a pet isn t likely to fit under one of these events. Standard home contents insurance doesn t usually cover pet damage.
Published october 10 2018 homeowners insurance covers your home and personal property in the event they re damaged or destroyed by a covered peril in your policy. It is not just your pets that can cause damage to your property and its contents. Pets at home ltd is an appointed representative of pet plan limited.
The following pet insurers will cover your dog for accidental damage. If your dog damages someone else s home then your pet insurer may cover this. After paying your policy s deductible you ll be covered up to your homeowners insurance limit for liability.
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